When purchasing a home in Spain, it’s important to factor in additional costs beyond the agreed purchase price. You should budget approximately 12% in extra fees — or up to 15% if you’re financing the purchase with a Spanish mortgage. These additional costs typically cover:
For buyers planning to rent the property — whether during the summer, throughout the winter, or on a long-term basis — we strongly recommend consulting your legal advisor to fully understand your tax obligations. Spanish rental income is subject to specific tax rules, which can vary depending on how the property is let.
The day you complete your property purchase is a significant milestone — for both you and the seller. All arrangements will have been carefully prepared in advance by your legal representative, who will guide you through the final steps of the process.
A Hamiltons representative will also be present to provide any additional support needed — whether for you, your lawyers, or the notary — ensuring everything proceeds smoothly.
Once the property deeds are signed and the final payment is made in the presence of the notary, you’ll be handed the keys to your new home — a truly exciting moment!
Mortgages are often an essential part of purchasing a property in Spain. If you require assistance with financing, we can introduce you to a trusted mortgage advisor or Spanish bank that will provide free, impartial advice to help you find the best solution for your needs.
What to Expect During the Mortgage Process:
We’re here to support you throughout the process and ensure a smooth, well-informed experience from start to finish.
At Hamiltons our friendly, multi-lingual team are ready with their expertise and knowledge to guide you through the process of buying a property in Spain from viewings, choosing, negotiating, and ultimately buying your Spanish home. We will assess your needs and give you advice on locations and types of property for sale in the northern Costa Blanca. We will also provide you with detailed information about the properties for sale.
Helping you to find that perfect property for sale in Spain is what we´re here to do; we will take a full brief from you and tailor a property search to find you exactly what you are looking for, give you options and work with you to short list the most appropriate available homes for sale for you to view.
Impeccable service is something we pride ourselves on, we are with you every step of the way, guiding you on viewings of villa for sale, apartments for sale, new build projects and building plots for sale in the northern Costa Blanca. We will listen and react to your feedback and make every effort to find you the home in Spain are looking for.
Finally, we will be with you every step of the way, ensuring the purchase of your new home Spain is as smooth and stress-free as possible. Hamiltons will provide you with regular updates on the progress of the purchase and will be available to answer any questions you may have about your Spanish home. At every stage of the purchase process, we will be on hand to make your dream home in Spain become a reality.
