What costs and fees will I need to pay when I buy a property?

Tax is an important consideration when buying a home in Spain. You will need to allow around 12% (or around 15% if with a Spanish mortgage) on top of the agreed purchase price to cover your notary, land registry and lawyer fees.

For clients considering summer letting, renting throughout the winter period or on a long term basis advise you check out your tax obligations with your legal representative.


A monumentual day for both the seller and the buyer. All the arrangements are made in advance with your legal representative, they will be ready to guide you through the final part of the process. A Hamiltons representative will be on hand to offer any additional support you, the lawyers or the notary to ensure a smooth conclusion to your purchase.

Upon signing the property deeds and paying the final amount for the property in front of the notary, you will be handed the keys to your new home!


Mortgages are often an essential part of purchasing a property; if you need help with finance we can put you in touch with an established mortgage advisor or Spanish bank who will give you free and impartial advice.

All mortgage applications are subject to finance and background checks prior to a pre-approval mortgage is offered. An independent mortgage valuer is also required to visit the property to complete an appraisal which is submitted to the bank before the mortgage is finally approved.

What checks need to be made before purchasing the property?
Before purchasing any property, legal checks are necessary. We can recommend you to an independent lawyer who can work with you in your preferred language. They can then complete all the necessary legal checks on the property, cross-referencing data with local land registries, town hall reports, and utility companies. This will provide you with the peace of mind that you are purchasing a legal and debt-free Spanish property which you can enjoy for years to come.
What should I expect from the buying process?

At Hamiltons our friendly, multi-lingual team are ready with their expertise and knowledge to guide you through the process of buying a property in Spain from viewings, choosing, negotiating, and ultimately buying your Spanish home. We will assess your needs and give you advice on locations and types of property for sale in the northern Costa Blanca. We will also provide you with detailed information about the properties for sale.

Helping you to find that perfect property for sale in Spain is what we´re here to do; we will take a full brief from you and tailor a property search to find you exactly what you are looking for, give you options and work with you to short list the most appropriate available homes for sale for you to view.

Impeccable service is something we pride ourselves on, we are with you every step of the way, guiding you on viewings of villa for sale, apartments for sale, new build projects and building plots for sale in the northern Costa Blanca. We will listen and react to your feedback and make every effort to find you the home in Spain are looking for.

Finally, we will be with you every step of the way, ensuring the purchase of your new home Spain is as smooth and stress-free as possible. Hamiltons will provide you with regular updates on the progress of the purchase and will be available to answer any questions you may have about your Spanish home. At every stage of the purchase process, we will be on hand to make your dream home in Spain become a reality.

Do you want to sell your house?
Our offices
XALÓEdificio Aloe, Local 2. Av. Joanot Martorell
03727 Xaló (Alicante)
Tel 96 648 1496
JÁVEAAv. Lepanto 13
03730 Jávea (Alicante)
Tel 96 579 0803
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