INMO HAMILTONS REAL ESTATE SL
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10 Common Mistakes to Avoid When Buying Property in Spain

10 Common Mistakes to Avoid When Buying Property in Spain

Practical advice for international buyers

Buying a property in Spain should be exciting.

Perhaps you have been coming here on holiday for years and are finally thinking about having a place of your own. Maybe you are looking for somewhere to spend more time with family, a holiday home, an investment, or somewhere you can eventually move to permanently.

Whatever has brought you here, buying property in another country is a big decision. The language, buying process and property market may be different from what you are used to at home.

The good news is that you don't need to know everything before you begin.

After more than 25 years helping international buyers find property on the Costa Blanca North, we have found that most buyers quickly become comfortable with the process once they understand how it works and have the right people around them.

We have also seen the same mistakes come up many times over the years.

Most are easy to avoid.

Sometimes it is simply a question of asking one more question, looking at an area from a different perspective or taking a little more time to understand what you really want.

Here are 10 things we recommend thinking about when buying property in Spain.

1. Starting your property search before working out your real budget

It is tempting to start browsing property portals straight away.

And, of course, looking at properties is one of the enjoyable parts of buying in Spain.

But before you get too far into your search, it is worth understanding what your overall budget needs to achieve.

Your property budget isn't simply the price you agree with the seller. There are also the taxes and other costs associated with buying in Spain, together with any improvements or changes you may want to make once you own the property.

Your independent lawyer and appropriate tax professionals can explain the costs that apply to your particular purchase.

It is also worth thinking about the property itself.

For example, a €500,000 villa that needs substantial renovation will give you a very different experience from a €575,000 property that is ready to enjoy.

Neither is necessarily the better purchase.

It depends on what you want.

Some buyers love the idea of taking an older Spanish property and gradually making it their own. Others would rather unpack their suitcase and start enjoying the pool and terrace immediately.

Both approaches can work very well.

The important thing is to understand your overall budget and then look at what that budget can realistically achieve in the areas you like.

This is where local knowledge can make a real difference.

Sometimes moving slightly away from your original search area, changing the type of property or looking at a property with some potential can open up completely different possibilities.

2. Falling in love with the property before falling in love with the location

This happens quite often.

You walk through the front door of a beautiful villa, see the pool and terrace, look at the view and immediately think:

“This could be the one.”

We completely understand.

But before making a decision, take a step back and look at where the property actually is.

How does the road to the property feel?

How close are the shops and restaurants?

Would you need a car?

How far is the beach?

What is the access like?

Is the area lively throughout the year?

How does it feel when you are standing outside the property rather than looking at it on a screen?

These questions become particularly important on the Costa Blanca North because neighbouring areas can offer very different lifestyles.

A buyer might arrive telling us that they definitely want Moraira.

Once we talk about what they actually want, however, we may discover that their priorities are a large plot, sea views, privacy and a particular budget.

That could open up possibilities in areas of Benissa Costa, Benitachell or elsewhere nearby.

Equally, someone may tell us they want to be near the beach, but what they really mean is that they want to be able to reach the beach within five minutes by car rather than necessarily walk there every morning.

That distinction can make a huge difference to the properties available.

The name of the town is only part of the location.

The exact position, surroundings and lifestyle can be just as important.

3. Assuming every sea view is the same

We often talk to buyers who tell us that a sea view is essential.

That's useful to know.

But the next question we ask is:

What sort of sea view?

A property might have a spectacular open panorama across the Mediterranean that can be enjoyed from the living room, kitchen, terrace and pool.

Another might have a lovely glimpse of the sea from one corner of the garden.

Both can legitimately be described as having sea views, but they offer a very different experience.

The same applies to descriptions such as “walking distance to the beach”, “close to town” or “private”.

The photographs and property description are a starting point.

When you view the property, look at how you will actually experience it.

Where can you see the view from?

Can you enjoy it while sitting in the living room?

Can you see it from the terrace where you are likely to spend your evenings?

How does the outdoor space feel?

Does the property have the level of privacy you want?

These are the details that become important once the excitement of the viewing has passed and you are living there.

One of the advantages of working with a local agent is that we can help put these descriptions into context.

We know the areas, the roads, the developments and the different types of properties available.

And sometimes the property that sounds less impressive on a portal turns out to be the one that feels absolutely right when you visit it.

4. Trying to see too many properties during one visit

If you've flown to Spain specifically to look for a property, it is natural to want to make the most of your time.

You may only have three or four days.

So why not see 15 or 20 properties?

We understand the thinking.

But more viewings don't necessarily mean more progress.

After a while, the kitchens start to look the same, you can't remember which villa had the larger terrace and you're trying to work out whether the pool you loved yesterday was actually at yesterday's property.

We have seen it many times.

A more focused search can be much more productive.

Before arranging viewings, think about the things that really matter to you.

Do you need three bedrooms or four?

Is a pool essential?

Do you want to walk to restaurants?

Is a sea view important?

Would you consider renovation?

Do you want something modern or are you attracted to traditional Spanish character?

Is outdoor space important?

Which areas genuinely appeal to you?

Once we understand those priorities, we can help you concentrate on properties that have a genuine chance of being right.

And there is another benefit.

Sometimes the most useful property we show a buyer is the one that helps them realise what they don't want.

Perhaps the location is too far from town.

Perhaps the garden is too small.

Perhaps they thought they wanted a modern villa but actually prefer traditional character.

That is all valuable information.

Buying property is a process of narrowing things down, not simply collecting as many viewings as possible.

5. Choosing a property entirely from the photographs

Good photographs are important.

They give you your first impression and help you decide which properties are worth exploring.

But photographs can only tell you so much.

A terrace can look enormous in a photograph and feel completely different when you stand on it.

A villa can look perfect online but be on a steep road.

A property may have a beautiful sea view from the pool but very little view from inside the house.

And sometimes the opposite happens.

A property may look a little dated in photographs but have an excellent location, lovely proportions, privacy and plenty of potential.

This is particularly relevant when looking at older properties on the Costa Blanca North.

Don't automatically dismiss a house because the furniture isn't to your taste.

At the same time, don't choose a property simply because it has been beautifully photographed.

When viewing, try to look at the things that are much harder to change:

Location. Plot. Orientation. Views. Access. Privacy. Layout.

Kitchens can be replaced.

Bathrooms can be modernised.

Furniture can be changed.

A terrace can sometimes be improved.

But the position of the property will always be the position of the property.

This is one of the reasons we encourage buyers to look beyond the styling and imagine how the property itself could work for them.

Sometimes you need to look past what is there today to see what could be possible tomorrow.

6. Not taking independent legal advice

Buying property in Spain involves a number of stages, and one of the best ways to feel comfortable throughout the process is to have the right professional advice.

We strongly recommend that international buyers appoint an independent, appropriately qualified Spanish lawyer before committing to a purchase.

Your estate agent and your lawyer have different roles.

At Hamiltons, our job is to help you understand the property market, find suitable properties, arrange viewings and guide you through the sales process.

Your lawyer is there to advise you on the legal aspects of the transaction and the documentation relevant to the property and purchase.

That professional relationship is particularly valuable when you are buying from abroad.

Your lawyer can explain the contracts, ownership documentation and other legal matters that apply to your particular purchase.

It doesn't need to make the process complicated.

In fact, the right advice often does the opposite.

It gives you confidence because you understand what is happening and have someone looking after your legal interests.

The aim isn't to make buying property in Spain more difficult.

It is to make sure you can move forward knowing that the important points have been properly checked.

7. Assuming you can change the property however you want

One of the great attractions of buying property in Spain is the potential to make a home your own.

Perhaps you have found a villa with a wonderful position but the kitchen needs updating.

Maybe you would like to create a more open living space.

Perhaps you have a large terrace and can already imagine how you would use it.

Renovation can be a fantastic opportunity.

But if your decision to buy depends on making a particular change, it is sensible to understand what is possible before you commit.

Planning requirements, licences, existing documentation and the legal status of parts of a property can all be relevant.

This doesn't mean that you should be put off a property because it needs work.

Far from it.

Some of the most interesting properties are those where buyers can see potential that other people have overlooked.

The important thing is simply to establish what you can realistically do.

If you are thinking:

“We'd love to add another bedroom here.”

or:

“Could we extend this terrace?”

ask the question.

The earlier you understand what is possible, the easier it is to decide whether the property is right for you.

And if the answer is yes, you can start getting excited about what the finished home could look like.

8. Only thinking about how the property feels in summer

It is very easy to fall in love with Spain during a summer viewing.

The sun is shining, the pool is sparkling, the terraces are being used and the restaurants are full.

That's part of what makes living here so appealing.

But it is also worth thinking about how you intend to use the property throughout the year.

If you are buying a holiday home that you will mainly use during the summer, your priorities may be very different from someone who plans to spend several months here or eventually make Spain their permanent home.

Think about the things that matter to your lifestyle.

Would you like to use the terrace in winter?

Is outdoor dining important?

Do you want plenty of winter sunshine?

Will you need good heating?

Would you prefer a property that is close to restaurants and shops that remain open throughout the year?

There isn't one perfect orientation, location or property style.

A south-facing terrace might be wonderful for someone who spends winters in Spain.

Someone who mainly visits in August might value a cooler, shaded outdoor area.

A property close to a lively coastal town might suit one buyer perfectly, while another may prefer the peace and space of the countryside.

This is why we always come back to the same question:

How are you actually going to use the property?

Once we understand that, we can start looking for the property that fits your life rather than simply finding you a house in the right town.

9. Forgetting about how the property will work when you're not here

For many international buyers, owning a property in Spain means spending part of the year here and part of the year back home.

That's perfectly normal.

But it is worth thinking about what happens while you are away.

Who will look after the property?

Who will deal with routine maintenance?

Who will look after the pool and garden?

Who would you call if there was a problem?

If you decide to rent the property, who will manage the bookings, guests and changeovers?

These aren't the most exciting parts of buying a home in Spain, but having a plan makes ownership much easier.

This is one of the advantages of buying in an established area with good local services.

There are property managers, maintenance companies, gardeners, pool technicians, tradespeople and other professionals who can help look after your home when you aren't here.

At Hamiltons, we have been part of the local property market for more than 25 years, so we understand that our relationship with buyers doesn't necessarily end when they collect the keys.

For many international owners, having trusted people locally is an important part of making a second home work.

And that is really what buying a property in Spain is about.

Not just finding the right house, but creating a setup that allows you to enjoy it.

10. Trying to do everything yourself

There is a huge amount of information available online.

That's a good thing.

You can research towns, compare property prices, look at photographs, read about the buying process and save properties long before you ever get on a plane.

But there comes a point when local knowledge can save you a considerable amount of time.

We see this regularly.

A buyer arrives with a very specific idea.

They want a villa in Moraira, for example, with three bedrooms, a pool, sea views and a particular budget.

Once we talk through the requirements, we may discover that some of those things are more important than others.

Perhaps the sea view is essential but being within walking distance of the town isn't.

Perhaps the location is more important than having a completely renovated kitchen.

Perhaps they would consider Benissa Costa or Benitachell if it meant getting the outdoor space and views they really want.

Sometimes the answer isn't to search harder.

It is to understand the market differently.

That is where an experienced local agent can be particularly useful.

We can't create a property that doesn't exist.

But we can help you understand what does exist, where it is, how the different areas compare and which compromises might actually be worthwhile.

After more than 25 years in the Costa Blanca North property market, we have seen a lot of different searches.

And one thing we have learned is that the property buyers eventually choose isn't always the property they imagined when they started.

Often, it is better.

The biggest mistake? Rushing the decision

There is one final point we would add.

Don't let the excitement of buying in Spain make you rush past the things that matter.

When you find a property you love, it is completely natural to worry that somebody else will buy it.

And sometimes a property really is the right one and you need to act quickly.

Being decisive and taking proper advice are not opposites.

You can move forward quickly while still making sure you understand the property, the location, the costs and the buying process.

Ask the questions you need to ask.

Look around the area.

Think about how the property will work for you.

Take appropriate legal and professional advice.

And if you are unsure about something, talk it through.

That is exactly what a good property agent should help you do.

At Hamiltons, we have been helping international buyers navigate the Costa Blanca North property market since 1999.

Over that time, we have learned that finding the right property isn't simply about finding the most beautiful villa, the biggest terrace or the best photograph online.

It is about finding the right combination of:

Property. Location. Budget. Lifestyle.

Sometimes that means showing you a property you immediately love.

Sometimes it means explaining why a different area might suit you better.

Sometimes it means looking at a property that needs updating because it has an excellent location and enormous potential.

And sometimes it means changing the search completely.

That's all part of the process.

Buying property in Spain should feel achievable

If you're thinking about buying property in Spain, you don't need to have everything worked out before you start.

You may know your budget but not which area is right for you.

You may know you want a villa but be unsure whether Moraira, Benissa Costa, Jávea, Calpe or somewhere inland would suit you best.

You may have spent months looking online and still not be sure what represents good value.

That's normal.

The first step is simply to talk through what you want.

What will you use the property for?

Who will use it?

What matters most?

What would you be happy to compromise on?

And, perhaps most importantly, what would make you genuinely excited to own it?

Once those things are clear, the search becomes much easier.

After 25 years, we know that the best purchase isn't always the property you expected to buy when you first started looking.

It is the one that turns out to be right for you.

And that is what we are here to help you find.

Frequently Asked Questions

How much money do I need to allow for buying a property in Spain?

The overall cost of buying depends on factors including the type and location of the property and your individual circumstances. Your independent lawyer and appropriate tax professionals can explain the taxes and other costs applicable to your particular purchase.

It is also sensible to consider whether the property needs any immediate improvements or whether you want to make changes after buying.

Do I need a lawyer when buying property in Spain?

We strongly recommend that international buyers obtain independent legal advice before committing to a purchase.

Your lawyer can explain the legal process, review the documentation relevant to the property and transaction, and advise you on the contracts and other legal matters that apply to your purchase.

Having the right advice can make the process feel much more straightforward.

Is it better to buy a property that needs renovation or one that is ready to move into?

There is no single right answer.

A renovated property can allow you to start enjoying your home immediately, while a property that needs updating can offer an opportunity to personalise the home and potentially create something that suits you perfectly.

The important thing is to understand the work involved and, where necessary, establish what changes are possible before committing to the purchase.

Should I only look in the area I originally had in mind?

Not necessarily.

This is one of the benefits of working with an experienced local agent.

A buyer who starts by looking in Moraira, for example, may discover that Benissa Costa or Benitachell offers a better combination of property, views, outdoor space and budget.

You don't have to abandon the area you originally loved. Sometimes you simply need to understand the surrounding areas as well.

How many properties should I view when buying in Spain?

There is no magic number.

If you only have a few days in Spain, a focused selection of properties is often much more useful than trying to see as many as possible.

The aim is to view properties that genuinely match your requirements and, just as importantly, learn from each viewing.

Sometimes seeing one property can completely change what you are looking for.

What is the most important thing to consider when buying property in Spain?

For most buyers, it comes down to finding the right combination of property, location, budget and lifestyle.

The property itself is obviously important, but think about how you will use it and whether the location works for your everyday life.

You can change many things about a house.

You can't change where it is.

Can I buy property in Spain if I don't live there permanently?

Yes. Many international buyers own property in Spain while spending only part of the year here.

The important thing is to think about how the property will be managed when you are away and to make use of the local services available to help look after it.

Can Hamiltons help me decide which area is right for me?

Absolutely.

This is one of the areas where local experience can be particularly valuable.

We work across Costa Blanca North, from the coast to the inland valleys, and can help you compare different locations and property types based on what you actually want from your Spanish home.

You don't need to arrive with all the answers.

Tell us what you are looking for, what matters to you and what you hope your life in Spain will look like.

We can help you work out where that might be possible.

Ready to start looking?

Buying property in Spain is a big decision, but it doesn't have to be an overwhelming one.

With the right local knowledge, the right professional advice and a clear idea of what you want to achieve, the process can be exciting, rewarding and, most importantly, achievable.

At Hamiltons Real Estate, we've been helping people find their place on the Costa Blanca North since 1999.

Your Spanish property may not be exactly what you imagined when you first started looking. It may turn out to be something even better.

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